Variable Rates xxx - xxx APR
Fixed Rates xxx - xxx APR
Student Loans
Opens in same windowFor college students seeking undergraduate degrees
Student Loans
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Student Loans
Opens in same windowFor graduate students in health profession programs
Student Loans
Opens in same windowFor graduate students seeking master's degree in business school
Student Loans
Opens in same windowFor graduate students attending law school
Student Loans
Opens in same windowFor health profession students preparing for residency or internship
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Opens in same windowFor law students preparing for bar exam
Student Loans
Opens in same windowFor parents or other creditworthy individuals
Student Loans
Opens in same windowFor consolidating your federal and private student loans
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That means you will not be required to pay loan application, origination or late fees.
Get cash rewards for good grades. Plus a 0.25% rate reduction when you're enrolled in automatic payments.
All of our Student Loan Specialists are US-based. We're here anytime day or night to help you.
DISCOVER | Sallie Mae | Wells Fargo | |
---|---|---|---|
Rewards for good grades | yes | no | no |
Cover up to 100% of school-certified costs – aggregate loan limits apply | yes | yes | yes |
Zero fees | yes | no | yes |
Choose between in-school or deferred repayment options | yes | yes | no |
Student Loan Specialists available anytime 24/7 | yes | no | no |
Apply in as little as 15 minutes or less | yes | yes | yes |
Discover Student Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans. For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.
The fixed interest rate is set at the time of application and does not change during the life of the loan. The variable interest rate is calculated based on the 3-Month LIBOR index plus the applicable margin percentage. For variable interest rate loans, the 3-Month LIBOR is X as of X. Discover Student Loans may adjust the rate quarterly on each January 1, April 1, July 1 and October 1 (the “interest rate change date”), based on the 3-Month LIBOR Index, published in the Money Rates section of the Wall Street Journal 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125). This may cause the monthly payments to increase, the number of payments to increase or both. Our lowest APR is only available to customers with the best credit and other factors. Your APR will be determined after you apply. It will be based on your credit history, which repayment option you choose and other factors, including your cosigner’s credit history (if applicable). Learn more about Discover Student Loans interest rates.